Denied (or low-balled) by Farmers Insurance Claims?
Farmers Insurance adjusters have varying degrees of settlement authority and insurance coverage experience. Most of the time your case will be handled by an insurance adjuster that has little personal discretion to offer compensation for your loss. These less experienced adjusters have to get "permission" or "authority" from a supervisor to pay your claim. They are "by the book" adjusters. If you want to take rock bottom on your claim these are the people to talk to.
Because Farmers Insurance claims department denies many claims and makes lots of low offers they handle a very high volume of lawsuits here in the Inland Empire. They have a large staff of attorneys and paralegals in their San Bernardino legal offices ready and willing to handle all the lawsuits that the Farmers claims department generates. These lawyers and paralegals are employees of Farmers. They usually handle 50+ lawsuits each (many have left for other firms due to the heavy workload).
Once your case is litigated, your file often gets transferred to a more experienced and powerful litigation or general adjuster. These are the best insurance adjusters that Farmer's employs. They are seasoned claims professionals. They receive "new information" from the litigation and usually offer you more money for your claim after your deposition (when their lawyers get to take your statement). This is a hassle...but it is the system.
If you are a Farmers Insurance insured, your insurance contract has a "suit limitations" clause that limits the time to bring a claim against Farmers so please act promptly.
If you are bringing a claim against a Farmers insured, you must file a lawsuit within the statute of limitations period. Failure to file your suit within the statutory deadline will result in the loss of your legal right to compensation for your losses. Time is of the essence. Do not sit on your legal rights.
Farmers has lawyers fighting to pay you less. Do you have a lawyer that is fighting to get you paid more? You may want to do something about that.
You can have the low payment offer or denial of your Farmers Insurance claim reviewed by an insurance lawyer. Learn your rights. Call our office and tell us what they did and why you feel it is wrong.
You also have the right to have Farmers denial (or any low payment offer) reviewed by the California Department of Insurance. You are not alone...take a look at the complaint index for Farmers Insurance Exchange.
Because Farmers Insurance claims department denies many claims and makes lots of low offers they handle a very high volume of lawsuits here in the Inland Empire. They have a large staff of attorneys and paralegals in their San Bernardino legal offices ready and willing to handle all the lawsuits that the Farmers claims department generates. These lawyers and paralegals are employees of Farmers. They usually handle 50+ lawsuits each (many have left for other firms due to the heavy workload).
Once your case is litigated, your file often gets transferred to a more experienced and powerful litigation or general adjuster. These are the best insurance adjusters that Farmer's employs. They are seasoned claims professionals. They receive "new information" from the litigation and usually offer you more money for your claim after your deposition (when their lawyers get to take your statement). This is a hassle...but it is the system.
If you are a Farmers Insurance insured, your insurance contract has a "suit limitations" clause that limits the time to bring a claim against Farmers so please act promptly.
If you are bringing a claim against a Farmers insured, you must file a lawsuit within the statute of limitations period. Failure to file your suit within the statutory deadline will result in the loss of your legal right to compensation for your losses. Time is of the essence. Do not sit on your legal rights.
Farmers has lawyers fighting to pay you less. Do you have a lawyer that is fighting to get you paid more? You may want to do something about that.
You can have the low payment offer or denial of your Farmers Insurance claim reviewed by an insurance lawyer. Learn your rights. Call our office and tell us what they did and why you feel it is wrong.
You also have the right to have Farmers denial (or any low payment offer) reviewed by the California Department of Insurance. You are not alone...take a look at the complaint index for Farmers Insurance Exchange.